Singapore vs. JB: Affordable Retirement Compared
Apr 11
2 min read
Why Consider Retiring in Johor Bahru (JB) as a Singaporean?
With Singapore’s high cost of living, many retirees are exploring affordable overseas retirement in Johor Bahru (JB), Malaysia. Just across the Causeway, JB offers:
✅ 70% lower housing costs than Singapore
✅ Strong SGD-MYR exchange rate (1 SGD ≈ 3.2 MYR)
✅ Quality healthcare at Malaysian prices
✅ Easy access to Singapore via RTS Link (coming 2026)
Game-Changer: How the RTS Link Will Benefit Retirees in JB (2026)
The Johor-Singapore Rapid Transit System (RTS), opening in late 2026, will transform cross-border living with:
🚆 Key Benefits of RTS for Retirees
✔ Faster Commute – 15-minute train ride between Bukit Chagar (JB) and Woodlands (Singapore)
✔ Avoid Traffic Jams – No more Causeway congestion (expected 10,000 passengers/hour capacity)
✔ Cheaper Than Driving – Expected fare under SGD 5
✔ Boost to JB Property Values – Areas near RTS stations (Bukit Chagar) may appreciate
✔ Convenient for Family Visits – Easy for Singapore-based relatives to visit
💡 Smart Retirement Tip: Consider properties near Bukit Chagar RTS station for future capital growth and convenience.
Healthcare Comparison: Singapore vs. Johor Bahru (JB)
Service | Singapore (SGD) | Johor Bahru (MYR) | Savings in JB | Remarks |
GP Consultation | $50−80 | RM 80 - RM 120 | 60-70% | |
Dental Cleaning | $80−150 | RM 100 - RM 180 | 65% | Many English-speaking dentists |
MRI Scan | $800−1,500 | RM 1,200 - RM 2,000 | 60% | Same equipment brands (Siemens) |
Private Hospital Room (1 night) | $500−1,200 | RM 400 - RM 800 | 75% | KPJ/Columbia Asia comparable to SG private hospitals |
Key Considerations for Retiring in JB
✔ MM2H Visa – Long-term stay permit for retirees (revised 2024 requirements)
✔ Healthcare – Private hospitals (KPJ, Columbia Asia) at 60% Singapore prices*
✔ RTS Access – From 2026, quick trips to Singapore for medical/family visits
The information provided is for general guidance only. While we strive for accuracy, details on costs, visas, healthcare, and the RTS project may change.
Always verify:
✔ Current MM2H visa rules
✔ Latest property prices/taxes
✔ RTS Link updates
✔ Hospital accreditation
We cannot be held responsible for decisions made based on this article.
Last updated: July 2024